Private beta · safe-to-spend budgeting
The People’s money app
Developed by real users paycheck to paycheck to provide realistic budgeting and finance support for all.
Safe to spend · today
$1,351.69
$270.33 a day · 5 days left
The App
One number. Every bill. Until payday.
Dashboard
YNov 6 – Nov 19
- Safe to spend$1,351.69$270.33 a day · 5 days leftPayday Nov 20
- Checking$3,412.18
- Monthly payments to go−$1,590.49
- Debt plan−$320.00
- Planned purchases−$150.00
- Categories
- $74 left$186 / $260
- $11 leftNear limit$149 / $160
- $56 left$64 / $120
- $62 left$38 / $100
- $6 leftNear limit$54 / $60
- Monthly payments still to go$1,590.49
- Rent$1,450.00 · Nov 16
- Phone$65.00 · Nov 17
- Debt plan$3,800.00This paycheck: $35.00 of $320.00 paid
- Recent transactions
- Harbor Grocer$64.32
- Lantern Café$8.75
- Northside Gas$41.20
Sample data · the Miva dashboard
Pricing
Free for good. Premium from $2.09.
Free
$0 / month, for good
- Email alerts from your bank, forwarded to your private Miva address
- Accounts you type in
- Safe to spend, categories and your debt plan
- Works with SimpleFIN bank sync
SimpleFIN · paid to SimpleFIN, not MivaSimpleFIN is a separate service. You pay SimpleFIN $1.50/mo or $15/yr directly. Miva adds nothing on top.
Premium
14 days free$2.09 / month for one bank, after 14 days free
- Connect instantly with Plaid
- $2.30 if that login has a card or loan
- Each extra bank adds $0.73 to $0.94
- Your banks at what they cost us, plus a $1.00 admin fee, each as its own line on the bill
- Everything in Free
Prices before tax, as listed Nov 14, 2026. The 14 days free are for Premium only and start when billing opens. Nothing is charged during the private beta.
Yours.
Disconnect any bank and delete everything, anytime. Your data is never sold.
One number.
Safe to spend until payday: your balance, less the bills and debt payments still to come.
No guesswork.
Every bill sits on your cycle before it hits, so payday week holds no surprises.